Tags: bank

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Wednesday, June 1st, 2022

Letter in Support of Responsible Fintech Policy

A well-written evisceration of cryptobollocks signed by Bruce Scheier, Tim Bray, Molly White, Cory Doctorow, and more.

If you’re a concerned US computer scientist, technologist or developer, you’ve got till June 10th to add your signature before this is submitted to congress.

Tuesday, November 23rd, 2021

Email Tracking and Paperless Banking – Dan Q

Even if you can somehow justify using tracking technologies (which don’t work reliably) to make general, statistical decisions (“fewer people open our emails when the subject contains the word ‘overdraft’!”), you can’t make individual decisions based on them. That’s just wrong.

Tuesday, August 3rd, 2021

A Few Notes on A Few Notes on The Culture

When I post a link, I do it for two reasons.

First of all, it’s me pointing at something and saying “Check this out!”

Secondly, it’s a way for me to stash something away that I might want to return to. I tag all my links so when I need to find one again, I just need to think “Now what would past me have tagged it with?” Then I type the appropriate URL: adactio.com/links/tags/whatever

There are some links that I return to again and again.

Back in 2008, I linked to a document called A Few Notes on The Culture. It’s a copy of a post by Iain M Banks to a newsgroup back in 1994.

Alas, that link is dead. Linkrot, innit?

But in 2013 I linked to the same document on a different domain. That link still works even though I believe it was first published around twenty(!) years ago (view source for some pre-CSS markup nostalgia).

Anyway, A Few Notes On The Culture is a fascinating look at the world-building of Iain M Banks’s Culture novels. He talks about the in-world engineering, education, biology, and belief system of his imagined utopia. The part that sticks in my mind is when he talks about economics:

Let me state here a personal conviction that appears, right now, to be profoundly unfashionable; which is that a planned economy can be more productive - and more morally desirable - than one left to market forces.

The market is a good example of evolution in action; the try-everything-and-see-what-works approach. This might provide a perfectly morally satisfactory resource-management system so long as there was absolutely no question of any sentient creature ever being treated purely as one of those resources. The market, for all its (profoundly inelegant) complexities, remains a crude and essentially blind system, and is — without the sort of drastic amendments liable to cripple the economic efficacy which is its greatest claimed asset — intrinsically incapable of distinguishing between simple non-use of matter resulting from processal superfluity and the acute, prolonged and wide-spread suffering of conscious beings.

It is, arguably, in the elevation of this profoundly mechanistic (and in that sense perversely innocent) system to a position above all other moral, philosophical and political values and considerations that humankind displays most convincingly both its present intellectual immaturity and — through grossly pursued selfishness rather than the applied hatred of others — a kind of synthetic evil.

Those three paragraphs might be the most succinct critique of unfettered capitalism I’ve come across. The invisible hand as a paperclip maximiser.

Like I said, it’s a fascinating document. In fact I realised that I should probably store a copy of it for myself.

I have a section of my site called “extras” where I dump miscellaneous stuff. Most of it is unlinked. It’s mostly for my own benefit. That’s where I’ve put my copy of A Few Notes On The Culture.

Here’s a funny thing …for all the times that I’ve revisited the link, I never knew anything about the site is was hosted on—vavatch.co.uk—so this most recent time, I did a bit of clicking around. Clearly it’s the personal website of a sci-fi-loving college student from the early 2000s. But what came as a revelation to me was that the site belonged to …Adrian Hon!

I’m impressed that he kept his old website up even after moving over to the domain mssv.net, founding Six To Start, and writing A History Of The Future In 100 Objects. That’s a great snackable book, by the way. Well worth a read.

Tuesday, February 19th, 2019

Blockchain and Trust - Schneier on Security

Honestly, cryptocurrencies are useless. They’re only used by speculators looking for quick riches, people who don’t like government-backed currencies, and criminals who want a black-market way to exchange money.

Bruce Schneier on the blockchain:

What blockchain does is shift some of the trust in people and institutions to trust in technology. You need to trust the cryptography, the protocols, the software, the computers and the network. And you need to trust them absolutely, because they’re often single points of failure.

Tuesday, March 24th, 2015

Culture Ship Randomizer · A gravitas free zone.

For when you just have to name something after a Culture General Systems Vehicle …or maybe a General Contact Unit.

Someone tell Elon.

Tuesday, September 10th, 2013

Immaterials, dConstruct and Culture Ships on Vimeo

Iain M.Banks and dConstruct, together at last.

Saturday, June 15th, 2013

A Few Notes on the Culture by Iain M Banks

I’ve linked to this before, but with the death of Iain M Banks it’s worth re-reading this fascinating insight into The Culture, one of science fictions’s few realistic utopias.

The brief mention here of The Culture’s attitude to death is apt:

Philosophy, again; death is regarded as part of life, and nothing, including the universe, lasts forever. It is seen as bad manners to try and pretend that death is somehow not natural; instead death is seen as giving shape to life.

Wednesday, June 12th, 2013

Iain M Banks’ Universe

Francis Spufford—author of the excellent Backroom Boffins—writes a cover story for the New Humanist magazine remembering Iain Banks with the middle initial M firmly to the fore: it was Iain M Banks—and his creation, The Culture—that took the seemingly passé genre of space opera to new heights.

Tuesday, May 22nd, 2012

Kiwibank: Standing Up for Something New — Paul Robert Lloyd

Paul interviews the team behind Kiwibank’s responsive homepage. There are some great insights into their process here, like the way that copywriters worked side by side with developers.

Wednesday, February 9th, 2011

Near Arctic, Seed Vault Is a Fort Knox of Food - New York Times

A tour of the Global Seed Bank in Svalbard.

Tuesday, April 27th, 2010

Data | The World Bank

A shedload of data from The World Bank. Get parsing.

Thursday, February 21st, 2008

Culture

The newest book from Iain M Banks is called Matter. The middle M in the author’s name is a dead giveaway that this is a science-fiction novel and, as with most of Banks’ sci-fi material, Matter is set in the milieu of the Culture.

The Culture novels aren’t great books. The writing isn’t noteworthy. The plots and subplots tend to be rambling disconnected affairs. But despite all that, I enjoy reading them immensely. That’s because the Culture is such a fascinating place to visit. Life in the Culture is the kind of post-singularity world that Bruce Sterling claims is impossible to write about because no information can be retrieved from beyond the event horizon of a (‘though Cory did a pretty great job of it in Down and Out in the Magic Kingdom).

The enjoyment of the Culture comes from being immersed in this (literally) alien society, catching glimpses of its inner workings. If glimpses aren’t enough, then I highly recommend reading this newsgroup posting from 1994 which reads like a digital for Banks’ imagined world:

The Culture, in its history and its on-going form, is an expression of the idea that the nature of space itself determines the type of civilisations which will thrive there.

The thought processes of a tribe, a clan, a country or a nation-state are essentially two-dimensional, and the nature of their power depends on the same flatness. Territory is all-important; resources, living-space, lines of communication; all are determined by the nature of the plane (that the plane is in fact a sphere is irrelevant here); that surface, and the fact the species concerned are bound to it during their evolution, determines the mind-set of a ground-living species. The mind-set of an aquatic or avian species is, of course, rather different.

Essentially, the contention is that our currently dominant power systems cannot long survive in space; beyond a certain technological level a degree of anarchy is arguably inevitable and anyway preferable.

There’s more of this kind of stuff and it’s all pretty fascinating: sex, law and politics all get covered. But it’s the socioeconomic situation that I find most interesting, rooted as it is in a belief of Banks’ that coincides with my own. Stick this in your Libertarian pipe and smoke it:

Let me state here a personal conviction that appears, right now, to be profoundly unfashionable; which is that a planned economy can be more productive — and more morally desirable — than one left to market forces.

The market is a good example of evolution in action; the try-everything-and-see-what- -works approach. This might provide a perfectly morally satisfactory resource-management system so long as there was absolutely no question of any sentient creature ever being treated purely as one of those resources. The market, for all its (profoundly inelegant) complexities, remains a crude and essentially blind system, and is - without the sort of drastic amendments liable to cripple the economic efficacy which is its greatest claimed asset - intrinsically incapable of distinguishing between simple non-use of matter resulting from processal superfluity and the acute, prolonged and wide-spread suffering of conscious beings.

It is, arguably, in the elevation of this profoundly mechanistic (and in that sense perversely innocent) system to a position above all other moral, philosophical and political values and considerations that humankind displays most convincingly both its present intellectual immaturity and — through grossly pursued selfishness rather than the applied hatred of others — a kind of synthetic evil.

That probably makes both myself and Banks pinko commies but I’d rather see a future society like the Culture than one based on aggressive .

My fellow Brightonians can see Iain M Banks reading at The Old Market on February 25th. I won’t be able to make it but it promises to be an entertaining discussion of an anarcho-utopian science-fiction society.

A Few Notes on the Culture

A great 1994 newsgroup posting by Iain M Banks that gives us a peek behind the scenes of the Culture: fascinating and fun.